well, that looks and walks like xml.  must be xml!  Thanks.

An answer to #1 is: I think so, and here is an actual ad code chunk (below) that you can examine to see if it is up to snuff. <div id="googleheaderdiv">  <script type="text/javascript"><!--  google_ad_client = "pub-12345678912345678";  //dj.net leaderboard (pics only) 728x90, created ...

This (Google ads) is one of the reasons why I suggested the ability to "include" pages (not the only reason, but certainly one of them). The Google ad code varies based on what type of ad you have asked for. A single web page can have multiple kinds and sizes. So, this is what led me to realize that "include" ...